Credit Checks

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Credit Checks

The Foundation of Secure Investments by Hexagon Partners
Hexagon Partners believe every investment decision starts with trust and trust begins with transparency. Our concierge service for property and asset management includes in-depth credit and financial checks to safeguard your investments from hidden financial risks.

Credit Score

We assess the creditworthiness of potential buyers, tenants, or business partners through their credit score. This gives you a clear picture of their financial discipline and repayment capacity crucial for reducing the risk of defaults in any property or asset transaction.

Key Points:

Creditworthiness Evaluation

We assess an individual’s or entity’s financial history to determine overall reliability.

Repayment History Review

Identifies patterns of timely or delayed payments, offering insight into financial behaviour.

Debt Exposure Analysis

Examines current liabilities to measure the level of financial burden and risk.

Discipline & Consistency

Reviews how consistently credit obligations are managed over time.

Transaction Risk Reduction

Helps you avoid defaults by filtering out high-risk candidates before entering any agreement.

Outstanding Loans

Understanding financial obligations before commitment
Our team investigates active and unpaid loans tied to an individual or entity. Knowing the size and type of outstanding debts allows you to evaluate financial stability before entering into agreements be it leasing, selling, or joint investment.

Key Points:

Identification of Active Debts

Detects current loans and liabilities under the individual or entity’s name.

Loan Type and Source Analysis

Differentiates between personal, business, secured, and unsecured loans.

Debt Magnitude Assessment

Evaluates the total amount owed to understand financial strain or leverage.

Repayment Progress & Delinquencies

Reviews repayment schedules, overdue amounts, and default risks.

Impact on Financial Stability

Determines whether existing debts could compromise future commitments or transactions.

Payment History

Understanding someone’s payment behaviour over time is essential. We examine patterns in utility bills, mortgages, EMIs, and credit card dues to ensure they have a consistent record of timely payments, reinforcing trust in your decision.

Key Points:

Timeliness of Payments

Evaluates whether payments are made consistently on time, reflecting reliability.

Bill Payment Patterns

Examines patterns in utility bills, mortgages, EMIs, and credit card dues to detect any irregularities.

History of Defaults or Late Payments

Identifies any past missed payments or delinquencies that could indicate financial instability.

Creditworthiness Over Time

Assesses the individual’s or entity’s ability to maintain financial obligations in the long term.

Strengthening Trust in Decisions

Reinforces confidence in entering into agreements, knowing the individual or entity’s financial behaviour.

Missed Payments

Frequent missed or delayed payments are often red flags. We bring such patterns to light through our checks, helping you avoid engagements with financially irresponsible parties that could put your assets or legal standing at risk.
Missed payments occur when a scheduled payment is not made by the due date and can significantly harm credit health if repeated or unresolved.

Key Points:

Detection of Payment Delinquencies

Identifies recurring missed or delayed payments that raise concerns about reliability.

Impact on Financial Responsibility

Highlights patterns of inconsistency that may indicate poor financial management or instability.

Risk Mitigation

Helps you avoid entering into agreements with high-risk individuals or entities who may default.

Protection of Assets and Legal Standing

Ensures that your transactions are secure by steering clear of financially irresponsible parties.

Long-term Financial Consequences

Points out potential future issues that may arise due to poor payment behaviour, protecting your long-term interests.